How It Works: Getting Started is Easy

  1. 1

    Sign Up - Create your AbraTax account

  2. 2

    Connect your Unique Taxpayer Reference (UTR) and National Insurance number

  3. 3

    Add income and expenses - Use our MTD spreadsheet bridging templates to digitally link your records

  4. 4

    Upload digitally linked records - Drag and drop your completed spreadsheet - no complex setup required

  5. 5

    Submit quarterly returns to HMRC - Review and send your updates to HMRC in just a few clicks

  6. 6

    Submit your final declaration - Complete and submit your end-of-year declaration by Jan 31st the following year

For accountants and tax agents

Submitting for multiple clients?

You’ll want our agent platform, designed for managing and filing returns across multiple clients

What are the costs?

Monthly
Annual
Pricing card icon
Individual
£5
/month
Submit for 1 person (ideal for individuals managing their own self-employment, or rental income
What’s included
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Suitable for Self-Employed and/or Landlords
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All business sources supported (self-employment, UK property and foreign property)
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Final declaration (coming soon - all other income sources in development)
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File unlimited submissions and amendments
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Build-in validations
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HMRC submission receipt and confirmation export
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View live tax calculations and estimated tax liability anytime
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Filing deadline reminders
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Built in team collaboration features (e.g. share access with someone else or accountant)
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Friendly UK based support team
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Pricing card icon
Family & Groups
£8
/month
Submit for up to 10 people (ideal for business partners, couples or families submitting returns together)
What’s included
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Everything in Individual
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Connect up to 10 income tax registrations and submit (e.g. for you, your business partners, and/or spouse and children)
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Suitable for Self-Employed and/or Landlords
Icon of a checkmark in a circle
Icon of a checkmark in a circle
All business sources supported (self-employment, UK property and foreign property)
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Final declaration (coming soon - all other income sources in development)
Icon of a checkmark in a circle
Icon of a checkmark in a circle
File unlimited submissions and amendments
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Build-in validations
Icon of a checkmark in a circle
Icon of a checkmark in a circle
HMRC submission receipt and confirmation export
Icon of a checkmark in a circle
Icon of a checkmark in a circle
View live tax calculations and estimated tax liability anytime
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Filing deadline reminders
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Built in team collaboration features (e.g. share access with someone else or accountant)
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Friendly UK based support team
Icon of a checkmark in a circle
Pricing card icon
Extended
£20
/month
Submit for an unlimited number of people (ideal if you help relatives or manage multiple returns)
What’s included
Icon of a checkmark in a circle
Everything in Family & Groups
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Connect 11+ income tax registrations and submit (e.g. for you, your business partners, spouse, children, and other relatives or friends)
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Suitable for Self-Employed and/or Landlords
Icon of a checkmark in a circle
Icon of a checkmark in a circle
All business sources supported (self-employment, UK property and foreign property)
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Final declaration (coming soon - all other income sources in development)
Icon of a checkmark in a circle
Icon of a checkmark in a circle
File unlimited submissions and amendments
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Build-in validations
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Export filing confirmation
Icon of a checkmark in a circle
Icon of a checkmark in a circle
HMRC submission receipt and confirmation export
Icon of a checkmark in a circle
Icon of a checkmark in a circle
View live tax calculations and estimated tax liability anytime
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Filing deadline reminders
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Built in team collaboration features (e.g. share access with someone else or accountant)
Icon of a checkmark in a circle
Icon of a checkmark in a circle
Friendly UK based support team
Icon of a checkmark in a circle

Key Benefits: Why Use AbraTax for MTD IT?

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Keep your existing workflow

Continue using spreadsheets or your current process — no need to switch to complex accounting software

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No bank feeds required

Keep full control of your data — no need to connect bank accounts or share sensitive information

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Secure platform

Your data is protected with industry-standard security, including two-factor authentication

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HMRC-recognised software

Submit your updates directly to HMRC with confidence

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Try it free

Submit your first return at no cost

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Live tax insights

See your estimated tax position as you go, so there are no surprises

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Works for sole traders & landlords both in the UK and abroad

Quick to set up, with no confusing jargon

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Never miss a deadline

Set reminders for key dates. Get alerts if anything looks missing or incorrect before you file.

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All non-MTD income sources supported

We support all other income sources such as dividends and interest, so you can file your entire tax return in one place

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Secure account sharing

Safely share access with your accountant, business partners, or spouse

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UK-based support

Get help from a dedicated team who understand HMRC and MTD

Get Started with MTD for Income Tax (Watch Demo Videos)

 

How to connect a MTD IT registration

 

How to file a MTD IT Return

 

AbraTax - Business & Individuals - MTD Income Tax - UK Property

 

AbraTax - Business & Individuals - MTD Income Tax - Foreign Property

What is Making Tax Digital for Income Tax

Who is affected and when?

The rollout of MTD for IT is being phased based on your total annual gross income from self-employment and/or property, also known as "qualifying income". Anyone that earns income from self-employment such as sole traders, and property either in the UK or foreign such as landlords are required to comply with the new legislation.

You may be affected if you earn income from:

Self-employment

  • Sole traders
  • Freelancers & contractors (e.g. IT, consulting, construction)
  • Taxi / Uber drivers and delivery drivers
  • Online sellers (eBay, Etsy, Amazon)
  • Content creators (YouTube, influencers)
  • Consultants (business, marketing, finance)
  • Personal services (cleaners, tutors, coaches, hairdressers, beauticians)
  • Tradespeople (electricians, plumbers, builders)
  • Gardeners and maintenance services
  • Driving instructors

Property income

  • Landlords (UK or overseas)
  • Airbnb and short-term lets
  • Furnished holiday lets
  • Rent-a-room scheme
  • Joint property owners
  • Student accommodation landlords

Also includes

  • Part-time or side income (e.g. alongside employment)
  • Individuals with both employment and self-employed or property income
  • Multiple income sources combined

HMRC MTD for Income Tax timeline of those affected

From April 2026

Mandatory for sole traders and property landlords with a qualifying income of over £50,000.

From April 2027

Mandatory for sole traders and property landlords with a qualifying income of over £30,000.

From April 2028

Mandatory for sole traders and property landlords with a qualifying income of over £20,000.

Later TBD

Possible extension to sole traders and property landlords with a qualifying income below £20,000.

Key MTD Income Tax changes

  • Filing via MTD-compliant software required
  • Digital records must be kept, and these are required to link digitally to submissions
  • 4 quarterly submissions per business (including property businesses) to be made
  • Live tax liability estimates can be obtained throughout the year
  • A final declaration of both MTD and non-MTD incomes made once per year (similar to the classic self assessment)

FAQs

What is qualifying income?

Qualifying income is the total gross income (turnover or revenue) from your self-employment and property businesses combined (before any expenses).

Will my tax payment deadlines change?

No. While you'll need to submit quarterly updates and an End of Period Statement, your tax payment deadlines remain the same:


  • 31 January for balancing payments and the first payment on account
  • 31 July for the second payment on account

What are the deadlines for submission?

You must submit a summary of income and expenses for each business on a quarterly basis, no later than one month after the end of each quarter:


You must submit one EOPS per business after the end of the tax year, by 31 January following the tax year.


The Final Declaration replaces the traditional Self Assessment tax return and must also be submitted by 31 January following the end of the tax year.

What are the penalties for not complying?

HMRC is introducing a points-based penalty system:


  • You get a point for each late submission
  • Once you reach a threshold (e.g. 4 points for quarterly filers), you'll receive a £200 fine
  • Late payments may also attract separate penalties and interest

Are there any exemptions from MTD for ITSA?

Yes. You may be exempt if:


  • It's not reasonably practical for you to use digital tools due to age, disability, or remote location
  • You’re part of a religious society whose beliefs prevent you from using electronics. You must apply to HMRC for an exemption and get confirmation.

What if I have more than one business?

You can still use our bridging tool. You'll need to:


  • Keep separate digital records for each business
  • Submit a quarterly update and EOPS for each
  • Submit a single Final Declaration that covers all your income sources

Do I need to stop using spreadsheets?

No. You can continue using spreadsheets as long as you use bridging software to digitally link your records and submit updates to HMRC.

What is bridging software?

Bridging software connects your spreadsheet to HMRC using formulas between our spreadsheet template and your digital records, allowing you to submit MTD-compliant updates without changing your current bookkeeping process.

What do I need to submit under MTD IT?

You must send:


  • Quarterly updates (summary of income and expenses)
  • An End of Period Statement (EOPS) for each business
  • A Final Declaration (replacing your Self Assessment tax return)

Can I use Excel or Google Sheets with your product?

Yes. Our bridging software works with both Excel and Google Sheets, as long as your records are structured correctly.

How do I link my spreadsheet to HMRC?

Our product lets you download a spreadsheet template for each business or property submission required. These templates are linked to your digital records using formula, meeting the HMRC legal definition of a digital link. After uploading the populated template, you can review and submit your figures to HMRC in a few clicks—without retyping anything.

What counts as a “digital link”?

A digital link means data must flow from your spreadsheet to the bridging tool without manual copying and pasting. Formulas that referencing between two spreadsheets meet the legislation requirements.

Do I need to register separately for MTD IT with HMRC?

Yes. You must sign up for MTD IT through your HMRC online account before submitting your first update.


You also need to enter your business or property details as part of this process before viewable in any software.

How much does it cost?

We offer simple, affordable pricing with plans for individuals, agents, and multiple businesses. View our pricing

What support is available in the testing phase?

Customers participating in the MTD testing phase will receive contact details for a dedicated Customer Support Team, available Monday to Friday, 8am to 6pm.


HMRC aims to resolve queries at first contact where possible. If further action is needed, they aim to respond within 2 working days and provide updates every 2 working days thereafter, if required.

Still confused about MTD Income Tax?

Drop us a message

Still confused about MTD Income Tax? Drop us a message

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Not ready for MTD IT yet?

Use AbraTax MTD VAT and Self Assessment today

If you're not ready for MTD for Income Tax yet, continue submitting your regular Self Assessment returns using our Self Assessment product.

In addition, if you need to submit VAT returns, take a look at our MTD-compatible VAT submission product.